Buying your first home can be quite daunting, but with the right approach, the whole process can be made relatively straightforward. We’ll even advise on how much you can borrow and what your monthly payments will be.
Home movers are often concerned with affordability, getting the best deal and being able to proceed. We’ll aim to get your mortgage approved and offered within ten working days helping to ensure a speedy legal completion.
At the end of your current deal, it may be possible to renew your rate either by remortgaging or taking advantage of a product switch with your current lender. We’ll happily advise which option is the right one for you.
There are many lenders offering a range of buy-to-let mortgage products whether you’re a first-time landlord or a portfolio investor. Either way, Cornerstone would be happy to advise on the product that suits you best.
Releasing equity from your home can be a useful way to fund home improvements, clear debt or even to provide a deposit for another purchase. Cornerstone is happy to offer guidance in this area.
It’s always a good idea to consider the impact that a death, serious illness or long-term incapacity can have on you and your family. Cornerstone Mortgages are happy to arrange the necessary protection insurances for you.
In certain situations, short term finance can offer a more viable solution. If you’re considering buying at an auction, undertaking a refurbishment project or chain breaking, then bridging might be the right option for you.
Solicitors and/or conveyancers are an important part of the house buying process. They will represent you throughout and ensure that all legal formalities have been carried out. We would be happy to recommend a local solicitor
Conveyancing and some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.